Are you considering a Reverse Mortgage?

What is a Reverse Mortgage?

Reverse mortgages are helping elderly Americans nationwide achieve greater financial security, and allows them to enjoy their retirement years to the fullest. Imagine having the financial resources you need to remain living comfortably in your home throughout your retirement and simultaneously make any needed repairs or renovations, contract for quality home healthcare, or even take a vacation with family and friends. Nearly 200,000 older Americans have done that thanks to the reverse mortgage, a unique financial product that gave them the financial freedom and peace of mind to fully enjoy their retirement years. Click here to find out more...

What are its benefits?

The benefits of reserve mortgages:

  • No more monthly mortgage payments as long as you live in the home
  • No income, credit, or health questions asked
  • You NEVER owe more than your property is worth
      (never "upside-down")
  • Cash can be used for any purpose tax-free
  • Social Security benefits are unaffected*
  • Medicare/Medicaid eligibility are unaffected*
  • Your will/estate remains unchanged


    • * Terms and conditions for eligibility vary by state. Check with your local office for the specific terms and eligibility requirements.

Do I qualify for a Reverse Mortgage?

If you can answer "YES" to the following questions, you absolutely qualify for a reverse mortgage:

  • Have you (and your spouse, if any) reached or surpassed the age of 62?

  • Do you own more than 50% of your current primary residence? (Is the payoff balance of the mortgage on your primary residence less than 50% of the market value of your primary residence?)

  • Is your primary residence free and clear of any liens other than your mortgage? (For example, Federal or County Tax Lien, Mechanics Lien, etc. If so, any governmental or legal lien would be satisfied from the proceeds of the Reverse Mortgage at time of closing)

  • Do you want to dramatically change the quality of your life, regain your financial independence, and start living with less worry and stress about money?